What a crazy year it has been with IPOs! I studied about Incentive Stock Options (ISOs) for several months to come up with a decent strategy for ourselves. I searched through Facebook Groups, Reddit, and some other sites to see if anyone has shared first-hand experiences & strategies regarding ISOs…

Coaching topics can vary. People bring all kinds of topics to coaches. However, at the heart of every coaching session is about understanding the ultimate purpose of life. I believe coaching is to bring balance to coachees’ life by aligning their actions and decisions with what they value. …

I have mentored and consulted numerous people in my life. I helped people understand and implement some difficult concepts and strategies of personal finance and investing. I also supported people who are aspiring to become software engineers or who just started their engineering careers. …

How do you know when you can retire? I always thought I just need to retire around 65 and a lot of people are actually forced to retire around that age even if they have not saved enough money. The most valuable lesson that ChooseFI taught me is how to…

As you noticed in my last post, 6 Investing strategies to accelerate Financial Independence, most of my funds are in tax advantaged accounts: 401k, IRA and HSA. And some are in taxable accounts at Vanguard. Let’s say I was able to save enough money to support my family for the…

In this post, I have listed where I am putting my savings in order of priority. Before we start, there are few things you need to be aware of: Some of the additional tax advantaged accounts that doctors, military professionals or teachers have are not discussed in this post. The…

This post is meant to touch the basics of budgeting and saving before we dive into where to put your savings to maximize the growth. We will calculate your savings rate together and come up with a strategy to increase your savings rate. This is the first post of the…